What is ZEEPAY

    ZEEPAY is a secure, cost-effective and efficient solution that facilitates electronic funds transfers (bulk or single) across the Zimswitch Automated Clearing House (ACH) using the ISO20022 standard. ISO20022 is a global standard that is fast becoming the accepted messaging standard worldwide across financial services.

    It is the ideal solution for organizations that do bulk payments to suppliers, salary payments and other general payments. It supports same-day clearing and settlement of transactions with as many settlement cycles as the market needs.



    Cost effective



    • Affordable and sustainable transaction fees.
    • Reduction of human resources to deal with queries and reconciliations
    • Use of existing network infrastructure
    • Local Support.


    • Same day value processing.
    • Straight through processing.
    • In built dispute management.
    • Self reconciliation.
    • Use of existing process for  clearing and settlement.
    • Carries all AML information.
    • Operates on a highly secure platform thereby reducing fraud.
    Examples of Institutions that can use ZEEPAY
    • Banks - manage interbank disbursement and repayment of loans.
    • Microfinance Organisations
    • Insurance Companies - a collection of premiums.
    • Corporate clients - disburse salaries with no hassles
    • Utility companies (ZESA, Municipalities)
    • Government agencies (ZIMRA, ZINARA, NSSA)
    • Any other institution that handles bulk payments.